Is it allowed for U.S. financial apps to display upcoming bill information without consumer consent?

Last updated on October 3, 2025

No, it is not allowed. Under the 2024 Open Banking rule, apps must obtain consumer authorization before accessing and displaying upcoming bill data. This includes scheduled payments to third parties. Unauthorized access violates consumer data rights and may result in enforcement actions.

 

https://privacymatters.dlapiper.com/2024/11/cfpb-finalizes-open-banking-rule-under-section-1033-key-takeaways-for-accessing-consumer-financial-data/

11/1/2024

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