Is it allowed for EU financial institutions to deny access to financial literacy tools based on income level?

Last updated on October 3, 2025

No, it is not allowed. The EU Retail Investment Strategy (2023) mandates that financial institutions provide free, accessible financial education tools to all consumers, regardless of income. Discriminatory access violates the directive’s goal of empowering retail investors and promoting inclusive financial participation.

 

https://commission.europa.eu/publications/retail-investment-strategy_en

5/24/2023

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